Maître Cécile Zakine · Lawyer in Antibes

The delay in VEFA and CCMI: what to do? By Me Cécile ZAKINE, Doctor of Law Lawyer in Bordeaux

Le retard en vefa et ccmi : que faire? Par me cécile zakine, docteur en droit avocat à bordeaux

1. Compensable delivery delay

Acquisitions of new real estate or “ on plans » are legally regulated by the Construction and Housing Code. The sale of a building in a future state of completion (VEFA) and the sale of individual houses (CCMI) are the most common methods of acquiring a new property.

In each of these contracts, the law requires that the delivery time be specified in the act of acquisition. In general, the contract provides for a formula such as “ no later than March 31, 2021 " Or " at the end of the first quarter of 2021 ".
Once this date has passed, the purchaser is entitled to obtain compensation.

However, in most new building sales contracts, in VEFA or CCMI, a clause is provided in which the legitimate reasons for suspension of the delivery period are listed.

The causes given are generally the following:
-  Severe weather
-  Third party appeals relating to building permits
-  Partial or general strike, abandonment of site of a bankrupt company, Covid-19 health crisis
-  Delays from subsurface anomalies

As long as the delay in delivery of the property is caused by a legitimate and justified cause, no compensation is due from the promoter.

Note that most contracts provide for the addition of a clause which has the effect of doubling the number of days of justified delay and which is worded as follows:
" in the event of the occurrence of one of the events mentioned, this would have the effect of delaying delivery of the goods sold for a time equal to double that actually recorded, due to the repercussion on the general organization of the site "

The Court of Cassation, consistently, considers that this clause is not abusive to the detriment of the non-professional or the consumer because it does not provide a significant imbalance between the rights and obligations of the parties to the contract. [1].

However, if certain causes are legitimate, the developer or builder of the individual house must still justify their existence and their causal link with the delivery delay.

If the manufacturer does not justify the delay in delivery with supporting documents, it is up to the purchaser to send him a formal notice by registered mail to provide him with the supporting documents.

For his part, the purchaser must take care to analyze all the supporting documents given and, if necessary, contest them. This analysis phase can be complex and tedious. The assistance of a lawyer familiar with this type of litigation is recommended in order to obtain the best compensation possible.

2. Compensation in the event of delay in delivery

If the delay is unjustified, the purchaser may obtain compensation for the loss caused by this delay. It is necessary to differentiate between VEFA contracts and CCMI.
Indeed, the legislation in force distinguishes them and certain provisions relating to compensation for delays are not valid for each of these contracts.
– CCMI: a penalty of at least 1/3000th is planned of the acquisition price per day of delay [2]. –
VEFA: no legal or regulatory provision governs compensation for delivery delays
Compensation in the event of delay can also be contractually provided for in each of these contracts.
In the case of the CCMI, the penalty must be at least 1/3000th of the construction price per day of delay. This same penalty can apply in the context of VEFAs, even if this is very rare.
For example, for a residential house whose construction price is 300,000 euros, the purchaser will receive compensation per day of unjustified delay of (300,000 * 1/3000) 100 euros.
Finally, the purchaser can invoke any type of damage, as long as it is the consequence of the late delivery. Compensation for the delay can thus be justified by: –
An accumulation of the rent with the loan repayment –
A loss of rental income
– A loss of a tax advantage in the event of an acquisition governed by a tax exemption and rental investment system such as PINEL – DUFLOT – Rental of a storage unit
– Reimbursement of interim interest, bank charges
Each situation being different, it is up to the buyer who suffers a delay in delivery to justify their personal damage, either directly to the manufacturer, or through a lawyer.
  1. Individual House Construction Contract (CCMI) : The standard penalty is at least 1/3000th of the total construction price per day of delay.
  2. Sale in the future state of completion (VEFA) : Current legislation does not provide specific rules for compensation in the event of delay

3. Obtaining Compensation for Late Delivery

When a delay in the delivery of real estate occurs, the buyer has rights that he can assert. If the developer or builder cites legitimate causes to justify this delay, the purchaser must carry out a verification of the facts and, if necessary, issue a formal notice to claim his damages.

It is strongly recommended to consult a avocat expert en contentieux immobilier to obtain specific advice on the damages likely to be compensated, in particular because moral damage remains complex to quantify.

The option of an amicable settlement is often possible. In this context, a settlement agreement may be concluded between the parties, specifying the terms of compensation, including the period covered and the amounts awarded.

In the absence of an amicable resolution, taking legal action becomes essential to assert your rights to compensation.

Maître Zakine: Your Legal Partner in VEFA, available in person or by Videoconference

Investir dans une Vente en État Futur d’Achèvement (VEFA) est une démarche complexe nécessitant une expertise juridique pointue. Maître Zakine, avocat expert en property law and in particular in terms of VEFA, offers you personalized support to secure your investment and meet your specific needs.

Multidimensional Expertise:

Maître Zakine assists you in a variety of disputes relating to VEFA, including but not limited to:

  • Delivery delays and contractual implications
  • Tax issues and the impact of Covid-19
  • Construction defects and implementation of legal guarantees
  • Compliance of the area delivered
  • Responsibility of the different actors (promoter, notary, etc.)

Flexibility and Accessibility:

Aware that each client has different constraints and preferences, Maître Zakine offers the possibility of face-to-face consultations in his office or via videoconference. This flexibility allows you to benefit from a high level of legal service.

Avocat bail commercial

Frequently asked questions

What are the deadlines to claim late payment penalties in off-plan?

Penalties run from the delivery date stipulated in the contract. You must claim them by registered letter as soon as the delay is noted. For legal action, the limitation period is 5 years from the actual delivery.

Can I obtain compensation for late delivery if the developer invokes bad weather?

Yes, but only if the bad weather is exceptional and unforeseeable. The developer must prove that the delay is due to legitimate causes. A lawyer will check the validity of suspension clauses in your contract.

How much does a lawsuit for late delivery of a VEFA cost?

Lawyer fees can range from €2,000 to €5,000 depending on complexity. Some lawyers offer contingency fees. Do not hesitate to request a quote.

What to do if the developer refuses to compensate for the delay?

You must first put the developer on notice by registered letter. In the absence of a response, you can take the matter to the judicial court. A lawyer will assist you in the procedure and negotiation.

What is a legitimate suspension clause in a VEFA contract?

This is a clause that allows the developer to suspend the delivery deadline in the event of events beyond its control (bad weather, strikes, third-party appeals, etc.). These clauses are strictly interpreted by the courts.

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Gatien Llabres
Gatien Llabres
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Maître Zakine a traité mon dossier avec une grande réactivité et une vraie pugnacité — et ça a payé. Elle a pris le temps de bien m'expliquer les différentes options à chaque étape, ce qui m'a permis de décider sereinement. Disponible et directe, je recommande sans hésiter
Kayna Key
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J’ai eu une consultation d’une heure en visioconférence avec Maître Cécile Zakine, qui m’a donné tous les conseils dont j’avais besoin et qui a été très honnête et claire dans son analyse pour savoir si je devais aller plus loin ou non. Je la recommande pour son sérieux.
Fabien Liegeois
Fabien Liegeois
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Excellent solicitor whom I highly recommend. She resolved a very complex matter for me involving a co-ownership association and its managing agent, with a clear strategy. After consulting with numerous solicitors without result, she was the only one who truly took the time to analyse the situation in depth and build a genuine strategy. Responsive, rigorous and very committed, you can trust her implicitly. Thank you Maître Zakine.
Ghazal Jaber
Ghazal Jaber
1774978602
I recommend Master Cécile ZAKINE for any real estate law matter. She accompanied me in a dispute against my property developer with professionalism. Throughout the proceedings, she provided me with detailed explanations at each stage, allowing me to fully understand the progress of my case. Her responsiveness was much appreciated, responding quickly to my questions, which was very reassuring during this stressful period. I also appreciated her regular follow-up with appropriate updates without having to constantly request them.
Ghyslaine Pansier
Ghyslaine Pansier
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Thank you Master for these clear explanations. Your analysis and your professionalism. I strongly recommend
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Aurelie Munier
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I asked Master Zakine to support me with questions in real estate law. I was particularly satisfied with her responsiveness and her advice. I highly recommend her!
Corinne Khoury
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One can only underline the seriousness and professionalism with which she carries out her mission, Master Zakine Cecile demonstrates great legal rigour, a fine analytical capacity and a strategic sense that inspires confidence. Always attentive, she knows how to translate sometimes complex situations into clear and effective solutions; her commitment, her availability and her tenacity demonstrate that she does not merely defend: she truly supports; her work combines competence, humanity and determination, all qualities that make the difference and deserve to be recognised.
F Durietz
F Durietz
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The best for managing real estate law!!!! Thank you so much for curing my financial cancer faced with corrupt banks! My life is becoming normal again thanks to you
Franklin
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Master Zakine is the only lawyer to have won in civil court in the Apollonia case. This case involving more than a thousand victims, more than a thousand ongoing proceedings!!!! This lawyer listened to me with such empathy, professionalism, expertise!! Throughout the proceedings, Master Zakine thwarted all obstacles in our path and was able to plead my case with such sincerity! All aspects of my case were mastered by this lawyer. No hesitation, she is the lawyer you need in real estate law!
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Jo Jo
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Hello new client and very good she provides telephone appointments given Master's availability unlike some who tell you they'll call back and don't 😉
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SEVERINE BOURGEOIS
SEVERINE BOURGEOIS
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Very good meeting with Me Zakine. Thank you very much for your advice which we will apply. Your explanations were very clear. Very pleasant person. I recommend
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Benj Benj
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I strongly recommend Master Zakine who was able to provide me with her expertise and clear advice regarding the resolution of my dispute. She demonstrated professionalism and rigour, promptness in her analysis of the situation, as well as a great capacity for listening and empathy.
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Cristiana Luciani
Cristiana Luciani
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Consulted for advice on VEFA. Maitre Zakine was a valuable source of information for me. She was also very responsive and available in our discussions.
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Laurent Paule
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I made an appointment with Maître Zakine for a 1-hour consultation in his office. I needed clarification regarding a dispute with my trustee. Punctual and courteous, Maître Zakine took my problem into consideration and proved to be very professional, giving me excellent advice. I initially thought that we would have covered the issue in half an hour; but the hour ultimately passed quickly. To be recommended without reservation.
Bastien TOURBEAUX
Bastien TOURBEAUX
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Maître Zakine is very professional. I recommend this person to help you with your legal appeals.
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paolo costa
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Efficient service, fast and concrete communication. Serious, kind and helpful professional. Very positive experience!!
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